It’s easy to make a full time RV budget worksheet to help you know how much money you need each month. The first thing you want to do is to find a template that will fit your needs.
First you need to start with your RV that you are going to use for that extra living space. Take note of how much your RV is going to cost you each month and then work out the exact amount you will be spending per month. You can have it custom-made to fit your specific needs if you don’t have one already made.
In order to make a full time RV budget worksheet, you need to take all of your monthly expenses and create a separate worksheet for those expenses. Write down all of your daily expenses, including the food you buy, gasoline, and everything else. Then you want to write down the things you are doing that you don’t really need. All of these expenses should be listed in order from the most expensive to the least expensive, including everything.
Now you are going to break down your personal bills, including the mortgage and utilities. Write down all of your monthly expenses on this sheet and compare them to your sheet that includes your main income, including your regular paycheck. You want to make sure that all of your monthly expenses are above the line for the same amount of money.
Finally, you need to look at the parts of your RV that you spend the most money on. Write down everything you can see that you need to get rid of. If you have an extra hundred dollars a month that you are wasting by not getting rid of something that isn’t that important, you want to get rid of it before you go over your budget.
You also want to look at where you are wasting the most money in order to make sure that you are spending money wisely. If you aren’t eating well enough, you should cut down on that as much as possible. You might even need to buy the vitamins that your children eat so that they can keep up with their nutritional needs.
Once you have all of this done, you can now start looking at your income and see where you need to cut back. Make sure that you keep a written log of your earnings so that you can track them over time. This way you will be able to see what needs to be changed and get yourself off of the financial brink, that you might be on.
Once you have your RV budget worksheet and a record of all of your finances, you can start living the life that you have always wanted to live. You can even start working your way towards owning your own full time RV.
